A high credit score is one of your most valuable assets, and needs to be fiercely protected. Knowing how to increase credit score your credit score helps you borrow more money, pay less interest, and score credit cards with high bonuses. To learn how to track and improve your credit score, let's break down each section of my personal credit on Credit Karma. Hard Inquiries Hard … [Read more...] about How to Increase Your Credit Score
5 Easy End of Year Tax Tips
With the year coming to an end, now is a great time to make some moves that will lower your tax bill. Here are 5 quick and easy moves that will lower your tax bill. Maximize Your Retirement Contributions Anything you contribute to your 401k will reduce your taxable income, which is why we recommend putting your money there first in your hierarchy of savings. IRA … [Read more...] about 5 Easy End of Year Tax Tips
The Negative Effects of Retirement
The FIRE movement (financial independence, retire early) has inspired many to find ways to retire sooner. People cannot wait to leave their desks at work and travel the world, but they forget to consider the negative effects of retirement. Retiring early could be bad for your health, and could have a negative impact on your social life. By knowing about these risks, you … [Read more...] about The Negative Effects of Retirement
How Anybody Can Achieve Early Retirement
The FIRE movement (financial independence, retire early) has sparked a lot of controversy. Many have written that there's no way to early retirement if you aren't making a six figure salary or come into a huge inheritance. Despite the backlash, the math shows that anybody can retire early. You just need to start as soon as possible, and save at least 20% of your income. Top … [Read more...] about How Anybody Can Achieve Early Retirement
The Top 4 Tools for Cashback Shopping
Coupons used to be the way to go for cashback shopping, but the path to discounts have moved to your smart phone and computer. Retailers are willing to pay to drive new shoppers to their stores, and marketers are capitalizing on this by offering cashback through your mobile device. These four tools are the most convenient ways to get cashback while you're shopping. They're … [Read more...] about The Top 4 Tools for Cashback Shopping