My San Francisco rent always shocks my family in Wisconsin. Why would I live there, when I could afford a $600k house in Wisconsin for the same monthly payments? Do the benefits of a high cost of living city outweigh the cons by that much? After living in San Francisco and three other high cost of living cities for the past 10+ years, I can emphatically say that the benefits … [Read more...] about The Benefits of a High Cost of Living
Budgeting & Savings
8 Easy Money Saving Tips To Kickstart Your Savings
The less money you spend, the more you're able to save. Any money saving tips will help, and we have eight that will kickstart your savings. Little expenses can quickly add up and eat away at your savings. The 50/30/20 Rule recommends budgeting 30% of your after tax income on "wants" such as dining, shopping, and hobbies. Below is a list of eight quick money saving tips … [Read more...] about 8 Easy Money Saving Tips To Kickstart Your Savings
Most of America Doesn’t See Their Financial Situation Improving in 2019
A new survey by Bankrate revealed that 55% of America doesn't expect their financial situation to improve by 2019. This is counterintuitive, your finances should improve every year by developing your career and saving more. Some blips on the radar could come from economic downturns, but that should be the exception instead of the rule. Why Much of America Doesn't Think … [Read more...] about Most of America Doesn’t See Their Financial Situation Improving in 2019
How to Escape Living Paycheck to Paycheck
Nearly 80% of Americans say they are living paycheck to paycheck, according to a 2017 report by CareerBuilder. Living paycheck to paycheck feels like running in a hamster wheel - all of the money you earn goes out, and you're back at square one with nothing to show for it. Breaking out of this cycle is as simple as cutting your costs and increasing your income. We'll explain … [Read more...] about How to Escape Living Paycheck to Paycheck
3 Reasons Why Gym Membership Costs are a Waste of Money
The New Year is the busiest time for gyms. So many people make losing weight or getting in shape a resolution, and they flock to gyms to accomplish it. Regardless of whether they'll meet their resolution, all of these gym membership costs are definitely a waste of money and will keep you from maximizing your hierarchy of savings. Gym membership costs Americans over $60 … [Read more...] about 3 Reasons Why Gym Membership Costs are a Waste of Money