Coupons used to be the way to go for cashback shopping, but the path to discounts have moved to your smart phone and computer. Retailers are willing to pay to drive new shoppers to their stores, and marketers are capitalizing on this by offering cashback through your mobile device. These four tools are the most convenient ways to get cashback while you're shopping. They're … [Read more...] about The Top 4 Tools for Cashback Shopping
Budgeting & Savings
Lessons From The Richest Man in Babylon Review
The Richest Man in Babylon is a classic personal finance review. Published in 1926, the book shares financial advice through parables set in ancient Babylon. The book's characters learn simple finance through their experiences in business and finance. Although it was published nearly 100 years ago, the book is still timeless. Their lessons are summarized below - if you follow … [Read more...] about Lessons From The Richest Man in Babylon Review
Lifestyle Inflation – What it is & How to Avoid It
Lifestyle inflation does not discriminate - it attacks the lower, middle, and upper classes equally. It is easy to fall into. After pitching pennies in college, you finally have a new job, and are excited to live like an "adult". If you don't lay the right savings plan then, you'll find each of your raises and bonuses going towards upgrading your life, while your savings … [Read more...] about Lifestyle Inflation – What it is & How to Avoid It
Compound Interest & Why It is So Powerful
Compound interest can be best summarized with this thought experiment. If you had the option of receiving one of the following for a month, which would you take? $1,000 each day 1 penny that doubles each day $1,000 each day is $30,000 for the month (let's hope you aren't offered this deal in February). But what about that penny? How much could that come out … [Read more...] about Compound Interest & Why It is So Powerful
Start Budgeting with the 50/30/20 Rule
The 50/30/20 Rule is a great format for anybody new to budgeting. Determining how much to spend on housing, social events, dating, and everything else in life can be daunting. If you don't lay the right budget foundation, your savings could easily fall by the wayside. There is a huge opportunity cost when you don't save early. With the 50/30/20 rule, you split your after-tax … [Read more...] about Start Budgeting with the 50/30/20 Rule