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Why Mutual Fund Fees Are a Rip-Off

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The average mutual fund fees had an expense ratio of 1.25% in 2017. ETFs, on the other hand, charge a .08% expense ratio. Therefore, the average mutual fund fees charge a 1,562% premium to Vanguard ETFs. These expenses really add up, which is why we strongly encourage you to avoid them. Here is a side by side comparison of mutual fund and ETF fees once you factor in their … [Read more...] about Why Mutual Fund Fees Are a Rip-Off

How to Value a Company – Learn to Invest

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I'm convinced that most people have no clue how to value a company. I can't tell you how many times I have overheard somebody talking about the price of a stock that is $38 per share and ask "do you think it will go to $40?". Here's the blunt answer to that question - the price per share does not matter. What matters is the company's valuation. Every company can decide how … [Read more...] about How to Value a Company – Learn to Invest

Quick Accounting Terms for Intelligent Investing

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While it may not be fun, understanding accounting terms are crucial as you begin investing or start a business. The most important part of investing is knowing the price you're paying versus the intrinsic value of the company. Simply put, the lower the price you pay relative to value, the more your investment will return over time. Accounting revolves around this … [Read more...] about Quick Accounting Terms for Intelligent Investing

What’s the Average 401k Balance By Age?

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Many wonder what the average 401k balance should be by age. Your retirement contribution is one of the most important things that you have to focus on, and number one in your hierarchy of savings. That doesn’t mean it will be an easy thing to do. You need to start contributing to your 401k early on, and if you don't you will have a tall hill to climb. The United States has a … [Read more...] about What’s the Average 401k Balance By Age?

How To Start Investing In Your 20s

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Congratulations on entering your professional life! Now that you made it, how should you start investing in your 20s? Your twenties are a crucial time to learn the right habits that will follow throughout the rest of your life. Although you have the whole world ahead of you, you also have no better time to maximize your returns by investing now and enjoying the benefits of … [Read more...] about How To Start Investing In Your 20s